Saturday, November 5, 2016

Info On Workers Compensation Atlanta GA

By Catherine Wright


Many are times people get different forms of injuries in the process of work. The employer should be directly responsible to these injuries. If you are injured on job and qualify for Workers Compensation Atlanta GA, you ought to receive proper medical treatment, payments for the time off while undergoing treatment and recovering, a compensations payment for any form of disability resulting from your injury as well a job retraining if you cannot return to your initial job.

In Atlanta city, there are laws which were put in place to employees who are injured in this process of work. Initially, the system which was used needed lawsuits against employers was found not to be effective. Often, the negligence by the workers was difficult and impossible to prove. To add, the legal process that was used consumed a lot of time and was also expensive with no compensation paid to the employees. The compensation law was thus introduced to provide statutory solutions to this problem. Workers compensation therefore became a new form of insurance which all employers should obtain to protect the workers.

It should be noted that not all injuries are covered by the insurance even if it happened in the place of work. For an injury to be covered, the injury suffered by the worker should have been due to an accidental personal injury in the course of job duty. Just because a person is hurt while on job duty may not be enough for the insurance to cover his or her treatment. Besides, if you can provide evidence that you have an occupational disease, you may also be eligible to this insurance benefits.

In establishing whether a given injury falls under insurance coverage, it is crucial that the insurance policy is only applicable to employees. The law elaborates clearly who is a covered employer or a covered employee. Therefore, to get coverage benefits there should exist a good relationship between the workers and their employers.

If there exist a good relationship between employees and their employer then the next thing considered is if the injury was an accident. To explain; an accidental injury is one which happens by chance or without design. That is, taking place unintentionally or unexpectedly.

Besides, the accidental requirement, occupational illness can also be covered by this insurance. These are illnesses which are caused by the circumstances of the surrounding job environment. They may include skin, eye or lung diseases. Usually, they are as a result of long term exposure to harmful substances used in the place of work. These conditions can enable a worker to be eligible for insurance coverage even though they are not involved in any kind of accident.

For a harm to be covered by the insurance, it must arise out of employment. This means that the condition in which the worker was supposed to perform a given task resulted to injury. The focus of this factor is on exposure of the employee to danger as a result of job requirement.

Additionally, for a compensable injury claim, the harm must be in the course of employment. Here, the attention is focused on the place, time as well as circumstance of the injury. If the harm occurs during work period, place of work and performing their duties when it took place, the harm is said to arise in the course of employment.




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